The Top 3 Big Personal Finance Mistakes and How to Correct Them

Do you often wonder why you can’t seem to achieve the financial freedom you so long for? You work hard day and night, you receive quite an adequate amount of pay month after month, yet you still find yourself financially unstable at times, and it’s scaring the hell out of you. Well, we all make mistakes, but personal finance mistakes can be especially costly and may even lead you to major economic hardships. Here are the top 3 personal finance mistakes people make and how to correct them.

1. Over-spending

Every spending starts with small amounts, one dollar at a time. You may not realize but every dollar you spend when you stop for a tall Frappuccino in Starbucks, a pack of Marlboro, have dinner out, or whatever spending you think is small, all add up when done excessively. Imagine just $30 a week spent for eating out is $1,440 dollars a year you could use for your car’s payments or mortgages. The key to correcting is not to over-spend. It doesn’t mean that you will completely stop buying Frap from Starbucks, or quit smoking completely (although it’s healthy to do so), but do spend moderately. Keep in mind that every dollar counts.

2. Not investing

If you’re not letting your money multiply in the markets, then you’re stuck with that 9 to 5 job forever. We get it, putting your hard-earned money into an investment can be scary, especially if you don’t have any experience. But how can you have experience if you will not start somewhere? Try investing in a free market with the most user-friendly interface, the Virie Market. You don’t have to be a geek to use it. You can run any business here, such as e-commerce, real estate, even cryptocurrency mining. No-fuss, no big fees, no personal information required. All you have to do is download the application here, and you’re all set.

3. No clear plan

Okay, so you want to buy a house. That’s a goal so, great job! But do you have a clear plan about it? Saying “I want to buy a house” is not a clearly planned goal. When do you want to buy it, in five years, in ten years? How much is the house you can afford? Don’t be seduced by those online mortgage calculators that will make you think that you can buy a brand new house out of the money you use for paying your rent. There are tons of hidden costs when you’re buying a house, such as the cost of a broker when you go through a third-party escrow. Although there is one way to avoid those hidden charges if you go through the escrow system of Virie Market. It doesn’t use any third-party broker, so there are absolutely no hidden charges for buying your dream property.

There’s still so much more that we do wrong on our personal finances, but these three top them all. Take heed and begin correcting them now. The best we can do is to advise you, but the rest is all up to you. Do you want to achieve financial freedom? Begin now! Download the Virie Market application here and start your journey to success.


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